short sale condo

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St. Petersburg Short Sales and common sense don’t always go hand in hand.

Short Sale St Petersburg Fl |

In our society and in politics common sense is a rare find anyway but when it comes to Short Sales in St. Petersburg you really wonder.

When I go to a Short Sale listing agreement and explain the St Petersburg Short Sale process to the seller I very often get the statement “but that doesn’t make sense” Well the  St. Petersburg Short Sale sellers are right.

It doesn’t make sense that the banks  in a Short Sale situation

  • take month and month and sometimes a year or so to make a decision.
  •  It doesn’t make sense that the Title company ruins a deal because they had “estimated” the unpaid association dues instead of verifying them.
  • It doesn’t make sense that seller, Short sale negotiator , lender and title company missed an IRS lien on a St Petersburg Short Sale and a day before closing we have to start all over again,
  • or a Short sale seller of a St Petersburg condo doesn’t produce the condo docs, therefore the buyer can not file the application with the association.
  •  It doesn’t make sense that a lender refused the first offer for $200,000 and 8 month later they accept one for $160,000,
  •  it doesn’t make sense that the bank changes the locks on an approved Short Sale supposed to close the next day and on and on I could go.

A lot of things in a St. Petersburg Short Sale do not make sense and they can go wrong but in the end, most of them close anyway. Look at all these things as road blocks not deal killers.  If you have the right Realtor and Short Sale negotiator  working for you, they will deal with all these things and you do not have to worry.

Call us if you are thinking about selling or buying a Short Sale in St Petersburg.  727 410 7777

St. Petersburg Short Sales and common sense don’t always go hand in hand.

St Petersburg  Short Sales | Should I have done the Short Sale sooner?

As a St Petersburg  Short Sale Realtor we talk to a lot of different homeowners that are considering a Short Sale.

Every situation is different,  some of them have lost their jobs, other have medical bills that are just killing them, some have charged way too much to their credit cards and can’t keep up with the payments, other got transferred by their company and have to leave the area, business owners are just not making the money they used to make, some just can’t see how they can ever catch up with the loss in Value of their property, other do the numbers and find that it will be cheaper to rent.

There are lots and lots of reasons why people do a Short Sale here in St Petersburg, like we said, every Short Sale situation is different BUT they all have one thing  in common. They should have done it sooner.

The home or condo owner of every single Short Sale we have done in St Petersburg  lost a lot of money,  time and energy by making the final Short Sale decision too late.

Don’t get me wrong, I am not blaming anybody, I know that this is simply human nature. We see that the situation might get out of hand, we don’t really know what to do about it, we steal from Peter to pay Paul, we stick our heads in the sand, we hope that somehow the situation will change for the better soon, that the real estate market and the economy will turn around over night etc.

In the meantime, what actually has happened is that the market got worst, prices went down even more and homeowners have spent countless hours worrying about their future and how to go on.

If you are in a situation where you might be thinking aboutbuying or selling a St Petersburg Short Sale, pick up the phone and call us today 727 410 7777.

Let’s talk about your options and what to expect when doing a Short Sale, don’t waste any more money or time, you need to make a decision. Remember, any decision is better than none. The sooner you attack the problem the sooner  you are getting out of this mess and can start over again.

St Petersburg  Short Sales | Should I have done the Short Sale sooner?

St Petersburg Short Sales | Why did I wait that long?

We are  Short Sale Agents here in St Petersburg,  and have seen a lot of homeowners totally stressed out about their Short Sale situation.

Let’s be honest, it is only human nature to stick our heads in the sand when we face a problem that we do not know the solution for. The longer we do this,  the worst the situation is going to  get and the more frustrated, depressed and confused we get.

Deep down we all know that listing the house or condo as a Short Sale in St Petersburg  is the right thing to do,  but somehow we wait and wait and wait to make the decision and that doesn’t solve our problem, it makes it bigger and makes us feel worst by the day.

Every single time we met with a homeowner here in St Petersburg  that just could not make the mortgage payments anymore, was under water with the home value and was thinking about doing a Short Sale in St Petersburg, we have seen the same thing.  People in denial, people not really understanding a Short Sale, people afraid of their future, people in need of help.

After we answered all their questions and explained the whole Short Sale process and they signed the listing agreement, they INSTANTLY feel better, it happens every single time.

Talking to a Short Sale Realtor that understands your situation and knows  the real estate market will make all the difference for you.

Pick up the phone, call us today  727 410 7777 and get all the information you need to make an educated decision about buying or selling a Short Sale in the Saint Petersburg area.

Do not listen to all the horror stories you hear or try to do your own research, simply pick up the phone, make an appointment and talk to a St Petersburg Realtor that has experience in Short Sales and we promise, you will feel like a huge load is off your shoulders.

St Petersburg Short Sales | Why did I wait that long?

St Petersburg Short Sales| Worried about what everybody else is thinking?

As  St Petersburg Short Sale Realtor, we hear thinks like “I have lived in St Petersburg  for over 20 years and I know a lot of people and I am worried what my friends and neighbors might think if my home here in St Petersburg goes up for a Short Sale”   a lot when homeowners call  us.

We do understand the situation and we do understand the concerns, but to be very blunt, your neighbors do not have to pay your mortgage, you do. They did not lose their job, you did and on it goes.

In a Short Sale in Petersburg  you have to think about yourself,  your family and your future first, not your neighbors or friends. You have a bunch of good reasons why you need to do a Short Sale and these reasons most likely are not going away anytime soon.

You didn’t do anything to cause the real estate market crash and it is not your fault that prices for homes and condos here in St Petersburg are down by 30 to 50 percent.  Again, we know being in Short Sale situation in St Petersburg or anywhere else is not fun. It is very stressful and depressing but you do not need to feel guilty on top of everything else.

Short Sales in St Petersburg have become a part of our new real estate market condition in St Petersburg and many other homeowners are in the same position you are in. Do not worry about anybody else, it is your life and your future and you need to make a decision on listing your property as a Short Sale in St Petersburg as soon as possible.

The real estate market is not going to turn around anytime soon and St Petersburg real estate prices will not jump back up as fast as they have fallen. The sooner you make a decision the sooner you are on the road of recovery and out of this mess.

Call us anytime for a buying or selling Short Sales consultation at 727-410-7777. We are Short Sale Agents in St Petersburg

St Petersburg Short Sales| Worried about what everybody else is thinking?

St Petersburg Short Sales | what about furniture.
Excuse me?  Some things never stop to amaze me in a 
St Petersburg Short Sale situation.

We had the beautiful condo as a Short Sale listing on 

St Petersburg not too long ago and it had really nice furniture in it.

A few weeks down the road another real estate agent presented an offer and it was spelled out in the offer that “all furniture with an approximate value of $10,000 is included”
We had to read it twice to believe it.

Everybody please take a note, there is a difference between personal property and real estate. Unless for whatever very strange reason the bank gave you the loan with furniture as collateral, the lender doesn’t own your furniture and therefore can’t sell your furniture.  

The 

St Petersburg Short Sale homeowner as well as a none Short Sale seller can take the furniture with them when they move, they can sell it on a yard sale but please let’s not complicate a Short Sale deal even more by trying to include the furniture.  

The sales contracts we typically use in St Petersburg have standard language like  

“Personal property is included in the purchase price, has no contributory value, and shall be left for the buyer”  or
“Personal property listed in this Contract is included in the purchase price, has no contributory value and is being left for Seller’s convenience.”

Again, we are selling real estate not personal property. Short Sale or not, you do not put a value on things that the sellers leaves for the buyer.

Selling furniture and selling a house or condo here in St Petersburg are two separate things and two separate deals and should be on two separate contracts.

As  Real estate agents and a Short Sale agents in St Petersburg  I can only sell real estate not personal property.

 

Please give me a call 727 410 7777 if you want to list your property or have a question.
St Petersburg Short Sales | what about furniture.

St Petersburg Short Sales | I already feel better about my situation.

Trust me, as a Short Sale Realtor here in St Petersburg Florida I have seen a lot of homeowners totally stressed out about their Short Sale situation.


Let’s be honest, it is only human nature to stick our heads in the sand when we face a problem that we do not know the solution for.
The longer we do this the worst the situation gets and the more frustrated, depress and confused we get.  

 

Deep down we all know that listing the house or condo as a Short Sale here in St Petersburgis the right thing to do but somehow we wait and wait and wait to make the decision and that doesn’t solve our problem, it makes it bigger and makes us feel worst by the day.


Every single time we met with a homeowner here in St Petersburg that just could not make the mortgage payments anymore, was under water with the home value and was thinking about a Short Sale, we saw the same thing.

  • People in denial,
  • people not really understanding a Short Sale,
  • people afraid of their future
  • people in need of help.

After we answered all their questions and explained the whole Short Sale process and they signed the listing agreement, they INSTANTLY feel better, it happens every single time.  

Talking to a Short Sale Realtor that understands your situation and know the real estate market in St Petersburg will make all the difference for you.  

 

 

Pick up the phone, call us today  727 410 7777 and get all the information you need to make an educated decision.  
Do not listen to all the horror stories you hear or try to do your own research, simply pick up the phone, make an appointment and talk to a
St Petersburg Realtor that has experience in Short Sales and we promise, you will feel like a huge load is off your shoulders.

St Petersburg Short Sales | I already feel better about my situation.

Saint Petersburg Short Sales | should I do a Bankruptcy or Short Sale.


It might sound like a tough questions to some people, to us it isn’t.
Please keep in mind,we are Short Sale Realtors here in
Saint Petersburg and not lawyers or accountants, so we cannot give you legal advice but PLEASE check with your accountant and a Short Sale lawyer before you file for bankruptcy.  

As Saint Petersburg Short sale agents we get the question often

“Do you think I should do a short sale or simply file for bankruptcy with my  

Saint Petersburg

 

home?

Well, if it was me I would do a Short Sale anytime over a bankruptcy and depending on the outcome of the short sale you might not even need to file for bankruptcy anymore.

See, it doesn’t have to be the one or the other.  
Of course, if you get your advice from a bankruptcy lawyer, there is a very high possibility that they recommend a bankruptcy because they will not get paid if you don’t.  

Please keep this in mind when you make a decision. We always recommend talking to a Saint Petersburg Short Sale Realtor before making any decision.

Ask all you questions, talk about your options, understand the Short Sale process and only then can you make an educated decision.

A Short Sale is not a walk in the park but it is not a horror story either.
We have had a lot of clients over the last few years that were every scared about their Saint Petersburg Short Sale but in the end they all said that it was easier than they thought and all were happy that we helped them through this tough time.

 

Call us today 727 410 7777 and make an appointment, you will see how much better you already feel after talking to a professional that knows the Saint Petersburg real estate market and that knows Short sales.
Saint Petersburg Short Sales | should I do a Bankruptcy or Short Sale.